From the nine-to-five to ninety-five.
9to95 is a retirement-plan calculator that plugs into your own AI assistant. You describe your household in a conversation, and the calculator runs the numbers.
Subscriptions are not open yet. Nothing can be bought today.
Three ways to look at the same plan
It compares plans and shows what happens under stated assumptions. It does not choose a plan for you.
A single-path projection
One future, year by year, under the assumptions you state.
A Monte Carlo test
The same plan run across many market futures.
Side-by-side comparisons
Two or more plans you define, shown next to each other.
Works inside the assistant you already use
The calculator is a connector that your AI assistant can call, the way it might call a search tool. A web app for working on screen will open with subscriptions, under the same subscription.
The calculator returns numbers. Your assistant explains them.
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Connect once
Add the connector in your assistant's settings.
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Describe your household
The assistant interviews you: ages, accounts, income, spending, Social Security. It checks the file is valid before any numbers run.
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Run and compare
Define two or more plans and see them side by side, with the assumptions listed.
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Your assistant does the talking
The calculator returns numbers. Your assistant explains them.
Use the assistant you already have
One connector, three guides. Your assistant provider's own plan may cost extra and is separate from 9to95.
- It does not name securities or funds, and does not tell you what to buy or sell.
- It does not connect to your bank or brokerage.
- It does not keep your plan.
Planned pricing
Founding price: $49 a year for the first 100 subscribers. It is not locked: any price can change at a renewal, with at least 30 days' email notice, and you can cancel instead.
No free plan and no trial. A demo on sample households opens when the service goes live.